How can PaperToStone help me get loan?
Choose from multiple banks and NBFCs and get the loan that suits your requirement.
Lowest Interest Rates
Our Loan Agents will provide you the best rates in market.
Through our various tie ups, we promise to get you best possible loan as per eligibility.
We will also help you to find a contractor, and get permissions done for your construction project.
Common Question & Answers
Answers to most helpful questions commonly asked
All those properties where the BBMP has approved the layouts for constructions are classified as A-Khata property. Regions in Bangalore where the BBMP has not approved / recognised layouts for construction are classified as B-Khata property. Properties in outer areas of city, like Electronic City, Sarjapur Road, Devanahalli; are still under the Talukas and are classified as Panchayat property.
Construction on a B-Khata / Panchayat property is essentially a non BBMP approved construction. Also, the Titles for B-Khata / Panchayat properties are not registered. Hence most of the nationalized banks will not allot any loan on such properties.
A lot of Co-operative Banks and NBFCs (Non Banking Financial Corporations), like CanFIN, HDIL, India Bulls, etc. provide loans for such properties.
Interest rates vary with customer profile and type of property. They usually start at 9.5% per annum.
The amount that can be financed typically depends on profile of customer and type of loan (Renovation, Property Purchase, Property Extension, New Construction). Usually upto 80% of project value can be borrowed.
A) Sale deed of land B) Mother deed of property C) Encumbrance Certificate (EC) for last 15 years D) IT Declaration of last 2 years E) Approved floor plan and quotation of construction
Simple process to get your Loan
1Tell us your requirements
Tell us your requirements, by answering few simple questions. Help us serve you better by giving more information upfront.
2Our Loan Expert calls you to understand requirement
For in depth discussion on your needs and expectations; for a hassle free loan application process.
3Discuss documents and rates with our agents
Depending upon your eligibility our loan agent will suggest interest rates and confirm the documents needed.
Get your loan and make your dream home
Once you have finalized the right bank / NBFC for your loan, we’ll help you start your journey to build your dream home.